Your First Contribution

You just invested $10,000 of principal.
This is your seed money — the foundation of your wealth.

Money Making Money

Based on last year's principal, you earned 10% interest.
This is Simple Interest — earnings on your original investment.

Interest on Interest

Your last year's simple interest just earned its own 10%.
This is Compound Interest. The cycle has begun.

The Snowball Effect

Your Compound Interest just generated its own interest.
This is exponential growth — the true power of compounding.

Passive Income

Your yearly interest just exceeded your $10,000 contribution.
Your money is now working harder than you.

The Tipping Point

Total interest earned has surpassed total principal invested.
You've now made more from doing nothing than from saving.

Compound Takes Over

Compound interest alone just exceeded your total principal.
Interest on interest is now doing the heavy lifting.

5X Returns

Total interest just hit 5 times your total contributions.
This is what patience looks like.

40 Years of Patience

Want more like this?

Try Your Own Numbers

Your Scenario